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Sample paragraph
Health Insurance: Yay or Nay?
It can be confusing, trying to decide if you need to take out private insurance cover or not. Insurance premiums go up every year, and it may seem like investing that money in an account to be used if needed would actually be better.
Ultimately, it comes down to your health history, your family’s health history, and how comfortable you are assuming the risk of not carrying insurance. Surgeries and hospital stays can run into the hundreds of thousands of dollars. Plus, you need to factor in any government fines for failing to carry insurance into your budget.
There are two surcharges that the Australian government assesses for people who do not carry adequate insurance – the Medicare Levy Surcharge and the Lifetime Health Cover Loading. In addition, the Australian government gives a premium rebate based on your income and the number of people you are covering.
Let’s look at these in some more detail.
1. The Medicare Levy Surcharge is assessed on individuals who make more than $84,000 a....Contd..