Level accounting lesson plan jobs
I'm seeking a skilled Figma designer who can help me create a basic level prototype with simple transitions and interactions. This prototype is specifically aimed at my stakeholders and investors. The right candidate will understand the nuances of designing for this audience and be able to translate my vision into a user-friendly, interactive prototype. Key Requirements: - Proficient in Figma - Experience in prototyping - Understanding of stakeholder/ investor needs Your role will be pivotal in translating my vision into a tangible prototype, on which I will rely for critical feedback and investment decisions.
For this project, I need a specialist knowledgeable in Vectorworks software to create a detailed ground plan for my interior design project. Key requirements include: - Mastery of Vectorworks is crucial I just drew the ground plan on paper now I just need to get it on vectorworks With the interior I included
I require assistance in making pre-employment calls to potential applicants who are Thai-speaking. Key Duties: - Fluent Thai language skills are mandatory, in order to communicate effectively with applicants. - Ideally, experience in employment circles, particularly in pre-employment processes, will be beneficial. - This project has a r...particularly in pre-employment processes, will be beneficial. - This project has a rather urgent timescale. Therefore, freelancers who can commit to immediate commencement are preferred. Please note, I have not specified the number of calls required, but be prepared for a potentially large calling volume. You will be informed of the exact number after commencement. Your bid should therefore reflect a level of flexibility in accordance with this ...
...need of an experienced and highly qualified tutor for my university level linear algebra course. - Key Needs: Your assistance will be pivotal in not only helping me understand theoretical concepts but also in solving problems. We'll focus primarily on matrix theory, eigenvectors, eigenvalues and discerning whether vectors are linearly dependent or not. - Responsibilities: Be prepared to break down complex topics, explain them in a simple and understandable manner, and provide help in solving related problems. - Ideal Skills: Successful candidates should possess a deep understanding of linear algebra with a special focus on the above-mentioned topics. Previous tutoring experience or teaching experience at a college level would be highly beneficial for this role. Lo...
I'm on a journey to accomplish a PhD in Social Sciences and I need a seasoned expert to assist me with comprehensive research. Specifics: - Your expertise in Social Sciences is of essence and shall be fundamental in this project. - I ...that do not exist! Only true writers may apply please. Skills required: - Extensive experience in Social Sciences. - Should have privileged access to premium academic journals in UK and USA - Familiarity with qualitative research methodologies. - An ability to synthesize complex concepts and give an in-depth understanding of the subject matter. - A track record of conducting research for high-level academic pursuits would be a valuable asset. This project is pivotal in my academic journey, thus I anticipate effective collaboration and qu...
I'm seeking a professional to diligently run through LinkedIn, identifying and documenting HR higher-ups within Fortune 500 companies. Ideally, I'm interested in Director of HR or VP of People roles. Your main task will involve: 1. Identifying: I'm targeting senior-level personnel only. Expertise in navigating LinkedIn search and understanding corporate hierarchies will be a plus point. 2. Documenting: I'd like the findings to be presented in a tabular form within an Excel document. Critical data points to be captured include the Company Name, individual's LinkedIn Profile link, and their Role. Your background in HR and corporate structures would be critical in understanding the perfect fit for my requirements. Strong organizational skills, meticulous att...
...the user, the user's name, network provider, addresses, aliases, associated records, and any business and personal names linked to the number and other subsequent information discovered. I have multiple phone numbers and addresses and I need an entire comprehensive picture painted to be as rich in intel as possible.... Spider web this out to more info. Some key points: - This requires a high level of accuracy and the ability to provide real-time tracking. - The information should be comprehensive, including user's location, name, network provider, addresses, aliases, associated records, and business names. - The purpose of this tracing is for business verification. The ideal freelancer for this project should have: - Proficiency in phone number tracing techniques a...
...Aircraft Designers Position: Industrial Designer (Mechanical) - Freelance Location: 100% Remote Work Languages: Spanish and/or English (B2 to C1) About Eclipson Airplanes: At Eclipson Airplanes, we are pioneers in creating model aircraft for 3D printing. We are passionate about innovation and technology, and we are in search of exceptional talent to join our team and take our designs to the next level. Responsibilities: -Lead exciting projects in 3D printed model aircraft design, allowing for the development and continuous improvement of your skills. -Create internal 3D structures and modify previous designs to ensure excellence in every detail. -Produce detailed blueprints to ensure accuracy and quality at every stage of the process. Flexibility and Freedom: At Eclipson Ai...
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As a burgeoning project in demand, we're in need of a Full Stack PHP Developer with a good command of both frontend and backend development. For our backend development, we prioritize: - Proficiency in PHP, MySQL & L...in demand, we're in need of a Full Stack PHP Developer with a good command of both frontend and backend development. For our backend development, we prioritize: - Proficiency in PHP, MySQL & Laravel When it comes to the frontend, we value: - Experience with Javascript & Web Designing using HTML & CSS. Knowledge on VueJs will be Plus. We're specifically looking for someone at an intermediate level, who has: - A solid grasp of Javascript & PHP. We're excited to welcome a competent, committed developer to our team. Bring your ...
We're looking for a professional to assist us with a Homeowner Satisfaction Survey for our HOA. We've written the survey and plan to send it to 96 homeowners via USPS mail. Key Responsibilities: - Create a link to the 3 question survey, including an address for responses to go to. - Analyze the survey data in a professional and methodical manner - Compile the results into a comprehensive and actionable report Key Requirements: - Proven experience in creating and analyzing surveys - Excellent communication and project management skills The ideal candidate will have a strong background in survey design and analysis, be detail-oriented and able to provide insightful and actionable recommendations based on the data collected.
I'm looking for a graphic designer who can skillfully change the background of an image to create a new environment. Specifically, the image is of my wife on our wedding day, she real...really wanted a picture of her with the car, but we forgot on the day and missed the opportunity. Key Tasks: - Add picture of her beetle into the background of a wedding picture - Insert a high-resolution, realistic new environment - Position my Beetle car prominently in the image - Images can be sent over Ideally, you have previous experience with car image editing and can demonstrate a high level of attention to detail. I'm expecting the result to be realistic and in high definition. Proficiency in Photoshop or equivalent software is required. If you appreciate cars, specifically Beet...
...Python developer with experience in natural language processing (NLP) and transformer models. The primary goal of this project is to guide a transformer model to generate code-mixed sentences. Specifically, we are targeting basic code-mixing complexity - inserting words from one language into another. Key Responsibilities: - Develop and fine-tune a transformer model for code-mixing at a basic level - Implement the model in a way that can generate code-mixed sentences effectively Ideal Skills and Experience: - Strong proficiency in Python programming - Proven experience with NLP and transformer models - Familiarity with code-mixing and its linguistic aspects would be a plus - Good understanding of basic code-mixing complexities - Ability to design, implement, and evaluate NLP mo...
I'm in need of a professional, visually appealing website that's tailored for my yoga business. It should be designed to promote my services and cater to a mixed level of audience. Key Features: - Booking System: The website should have a user-friendly booking system that allows clients to easily reserve spots in the classes. - Class Schedule: Displaying a clear and easily accessible class schedule is crucial. It should be regularly updated and synced with the booking system. - Pricing Information: Clearly presenting pricing and membership options is important for potential clients to make informed decisions. Ideal Skills and Experience: - Proven experience in designing and developing websites for service-based businesses, preferably in the wellness or fitness industry. ...
...Functionality: This should be streamlined and user-focused, delivering precise results according to a user's input. 2. Resume Builder: We aim for a seamless, simplistic, yet effective Resume builder mechanism to help users create professional and notable Resumes. 3. User Profiles: Allowing users to present their skills, qualifications, and experiences in an appealing and comprehensive manner. We also plan to monetize the platform, establishing a payment gateway to offer premium features or subscriptions, thereby strengthening our overall service. Ideal skills for this role include: - Experience with job seeker platform development - Ability to think outside the box - Strong knowledge in creating user-friendly UI/UX - Experience integrating payment gateways - Adept und...
I am in need of a comprehensive business plan focused on a technology industry, primarily crafted to secure a bank loan. As such, the business plan should instill confidence in our financial viability and be convincing enough for loan approval. Key responsibilities would include: - Researching and understanding the nuances of the technology industry - Detailed financial planning including projected revenues, costs, and profitability Ideal freelancers for this job will: - Have a deep understanding and experience in the technology industry - Have strong financial planning capabilities - Show a proven track record in crafting successful business plans for securing bank loans - Be able to communicate technical and financial details in an understandable and compelling way.
Hello to all talented SQL freelancers! We are seeking an advanced SQL specialist with proven experience in handling multi-level marketing (MLM) databases, as well as knowledge of Dolibarr ERP. We need someone who can understand the complex terms associated with MLM compensation plans and create effective SQL queries to extract the necessary data, as well as integrate with Dolibarr ERP systems. Responsibilities: Develop advanced SQL queries to extract data from MLM databases. Understand and apply concepts of MLM compensation plans. Collaborate closely with the team to understand project requirements and goals. Integrate SQL solutions with Dolibarr ERP systems. Optimize query performance and ensure data integrity. Requirements: Demonstrable experience in SQL and PHP. Deep knowledg...
I'm seeking an AgaCAD designer to transform a Revit model into floor plans, elevations, 3D renderings and shop drawings for a small-scale residential project. The design must embody a high level of detail for in-depth, specific features. Skills & Experience Required: - Proficient in AgaCAD and Revit - Residential design experience - Expertise in detailed 3D rendering - Proficient in generating shop drawings - Strong attention to detail. -wood framing - panelized buildings -manufactured offsite in factory
Salary 2000 EUR Montly + bonuses I am looking for a native German-speaking individual w...who can effectively offer customer support for my business. Key Responsibilities: - Responding to customer queries over the phone with promptness and professionalism. - Resolving customer complaints while maintaining a positive and empathetic attitude. - Providing information and assistance regarding products to the customers. Ideal candidate's profile: - Proficient in German (native speaker level) - Proven experience in customer service - Ability to manage stressful situations - Excellent communication skills, especially over the phone. If you believe you're a good fit, please make a bid. Looking forward to working with a dedicated professional who can handle our German custom...
Looking For An Experienced YouTube Video Editor For A Celebrity Channel This is a LONG-TERM position with GREAT benefits such as Bonuses and raises based on quality work and performance! You’re responsible for creating engaging 20-25 minute videos 1-2 times weekly. Examples: Below are links to my competitors' channels for you to refer to that will give you a better understanding of the level of quality we need from you. ://@TriniTEA_ Requirements: 1. English expert 2. Professional software 3. 48H Or less turnaround time 4. Willing to work long term and grow with the team 5. Experience with celebrity channels (10 Videos For $300) Please provide samples of previous work to be considered for the position!
I'm seeking a skilled expert in Revit to help breathe new life into an existing model. The project involves making changes to the floor plan, updating the interiors, and skillfully creating a new layout for the furniture. Design elements were skipped, so your creative input is welcome. Key tasks include: -Remodelling the existing Revit model Professionally -Adding some Green building/ Sustainable elements -Current revit model does not look Professional, I need it very professionally
As a business owner with a Shopify store, I require an experienced professional to help me with product listing. I have 5000 physical products that I need to be added to my store. Key Responsibilities: - Inputting product details such as title, price, and description - Uploading high-quality images for each product - Ensuring that all data is accurate...price, and description - Uploading high-quality images for each product - Ensuring that all data is accurate and consistent Ideal Skills and Experience: - Prior experience with Shopify product listings - Familiarity with product data entry - Attention to detail to ensure accuracy - Ability to work with a large volume of products Please let me know your experience with similar projects and how you plan to manage the high volume of...
...business and the expert will be tasked with ensuring they are effectively optimised. - **Targeted Area:** We are currently focusing on targeting the local area. It's imperative that the strategies implemented are able to drive local traffic and visibility. SEO Strategies: - **Backlink Building:** I'm interested in enhancing the backlink profile of our website. The freelancer should have a solid plan for building quality backlinks from reputable websites in our niche. - **Local Listings Optimization:** It's vital for our business to be visible on local listing platforms. The expert will be expected to optimise our local listings for better rankings and visibility within the local area. Ideal Skills & Experience: - Proven track record of getting websites to the...
I need a skilled draftsman to convert my hand-drawn sketches of building ventilation systems into professional, detailed technical drawings. Here's what the job entails: - Translating my sketches into professional drawings:...transpose and refine my hand-drawn designs into detailed, technical drawings. - Providing the drawings in two formats: I require these drawings in two different formats: PDF for my personal use and an AutoCAD file for my clients. You should be comfortable working in both environments. - Attention to detail is key: These are not rudimentary sketches but detailed, technical drawings. I expect a high level of precision and meticulousness. Ideal candidates have experience with technical drawing, a keen eye for detail, and proficiency in both PDF and AutoCA...
I'm in need of a .NET developer with varied experience on the framework. The project requires multiple functionalities such as database integration, user authentication, and third-party API integration. Your application should demonstrate your past work in .NET, as well as your experience in the field. Please provide a detailed project proposal to give an idea of how you plan to approach this project. If you're well-versed in the .NET Framework 4.0, 4.5 or 4.8, this could be a great opportunity for you.
I want a platform using binance APIs and web sockets to collect real time data and calculate the values and show in the form of heatmap using plotly heatmaps. I need 4 features. Liquidation heatmap, order book, net position heatmap and liquidation level. Ideally Pakistani developer (for easy communication). Refer to attached requirement
I am on the search for a resourceful individual who can aid me in navigating the intricacies of various projects. Your role will encompass key elements such as: - Creating a functional communication plan - Providing input on allocation planning - Drafting a simplistic Gantt chart - Preparing for a kick-off meeting - Handling content writing We currently use Emails, project management software and Jira as tools for interaction within the team and external stakeholders. However, your proficiency in other productive systems is also welcome. In terms of your application, including a portfolio of your past work is essential. I need tangible proof of your capabilities to manage and structure projects effectively. Moreover, an understanding and past experience with defining project mil...
I'm looking for a professional to take my existing dropshipping online store to the next level. Key Features Needed: - Automatic Order Fulfillment: I need all orders to be processed automatically to save time and increase efficiency. - Product Finding & Listing: This is a crucial feature as I want to focus on home decor as my main product category. Supplier Switch: - I initially used AliExpress as the supplier but I'm looking to change this to Auto DS. Auto DS is preferred due to the shorter shipping times it offers. Ideal Skills and Experience: - Proficiency in using Shopify and Auto DS. - Proven experience in eCommerce and specifically dropshipping. - Knowledge in the home decor market is a plus. Please provide examples of similar projects you hav...
I need some easy work in Android I need some android apps using java I need easy work at low budget but for long term I need work from Pakistan freelancer
...• Prior experience in designing open-concept spaces is a plus Despite the lack of specific features for each section, your creativity will be crucial in developing a comfortable and modern open space. The timeline for this project is immediate, so your ability to work under tight deadlines will be essential. Please note that separate rooms are needed for the two bedrooms and the bathroom. The plan should adhere to standard building code and practices. If you can swiftly deliver a quality, innovative floorplan, I would love to hear from you....
I'm in need of a creative animator to craft a 2D cartoon-style animation video aimed at educating children through moral storytelling. The narrative and moral lesson are integral components of this project, and the final product should engage, inspire and teach children. Key Requirements: - Develop an engaging 2D animation video using cartoon-style art. - Ensure the content is appropriate and enjoyable for young children. - The main focus should be on threading moral lessons into an entertaining storytelling format. Skills and Experience: - Proven expertise in creating 2D animation and translating narratives into visually engaging sequences. - In-depth knowledge of Chromatoons and familiarity with cartoon-style animations. - Track record of creating content for children, with...
Looking for an experienced DevOps Engineer to set up & document a 3-node HA Vault cluster (Linux Ubuntu) using Docker Compose (not Swarm, not k8s) with Consul as the storage backend (plus ensuring SSL/TLS self-renewing certs & snapshotted backups to an S3 bucket (on ) every time a new policy or secret added). You'll get sudo-level account access on all nodes which are already up and running on Contabo. You'll need to use the latest versions of Docker & Docker Compose. Your Experience + Multiple Docker-based Vault cluster deployments + Proficiency in Linux shell scripting and Docker Compose + Ability to document setup process clearly disaster recovery Summary acceptance criteria + I follow docs & rebuild cluster & recover existing backup + I retrieve...
I'm seeking a tester to evaluate our PHP Laravel website. Your responsibilities will include both manual and automated testing. Manual Testing: - Focus on Functionality, Usability & Compatibility: I need the tester to pay particular attention to these aspects of the website. - Test Case Creation: You will be required to create test cases for the website as ...technologies to understand the intricacies of the website. - Skilled in Manual Testing: Your experience in manually testing websites, particularly in evaluating Functionality, Usability and Compatibility, is crucial. - Automation Testing Knowledge: Your ability to automate testing, especially in terms of browser compatibility, is pivotal for this project. Please share your relevant experience and how you plan to ap...
Project Budget: $125 Project Level: Standard Project Overview: Simple Python script with a HTML front end to allow a user to upload a CSV list of “prompts” and have each one sent as a request to the OpenAI API. There will be multiple prompts on each row. The script will need to move through each column, retrieve the output from OpenAI API, before moving onto the next row. The script should insert the result/text output from each column/prompt/request into a prompt output column of the CSV, then over onto the next row & then automatically download the updated CSV file for the user. Technical Requirements - Server Type: Ubuntu 22.04 - Script Type: Python - Front End Type: HTML - Front End Functionality: - Input API Key into a text field - Upload CSV File - CSV fi...
I'm in need of an experienced HVAC professional who can design an effective air conditioning system for my small compressor room. The primary goal of this system is to cool the room. Key requirements: - Design a system that effectively cools the small compressor room - No specific noise level requirement Ideal skills and experience: - Proven track record in designing HVAC systems - Experience in designing systems for small spaces - Attention to detail to ensure effective cooling without specific noise level concerns Please include in your proposal your approach to designing this system, relevant experience, and estimated timeline for completion.
...and superior user management. Key Features: - Ticket submission and tracking: The system should enable simple ticket submission and comprehensive tracking. Users should be able to monitor their tickets' progress with ease. Ticket Priorities: - The system must classify tickets with a three-tiered system: Critical, Major, and Minor. Each category should have its distinct features and priority level. User Roles: - The ticketing system should incorporate three crucial user roles: Admin, Agent, and User. - Admin: Full control over the entire system. - Agent: Responsible for handling and resolving tickets. - User: Able to submit tickets and monitor their progress. Ideal skills and experience for the job would be expertise in web development, specifically in cre...
...elegance. - The Ideal Candidate: A well-versed graphic designer with significant experience in the cosmetics industry, and has an eye for modern luxury design. Working knowledge of industry trends and familiarity with admired logos, such as La Roche-Posay, RhodeSkin is strongly desired. - Desired Feel: While I want the logo to be elegant and luxurious, it's also important that it retains some level of simplicity, similar to the La Roche-Posay logo. I'm not looking for anything overly intricate or complex. - Key Concepts: Luxury and Elegance. Our target demographic appreciates cosmetics that exude sophistication and class. The logo should subtly communicate these features. If you have an impressive portfolio showcasing a flair for elegant design in the cosmetics ...
I am in need of a skilled web developer proficient in WordPress to create a website for my coaching in...main features needed for this site are course information and online registration. Key Requirements: - The site should be developed on WordPress platform - It should be designed with an e-commerce theme, suitable for a coaching institute - The site should provide a clear and detailed information on the offered courses - It should include an online registration system for potential students I plan to offer less than 10 courses on the website, so the design needs to be clear, concise and easy to navigate. It's important that the site is visually appealing, user-friendly, and responsive on all devices. Prior experience in developing similar websites or e-commerce sites is hi...
Are you a dynamic and results-driven sales p...$10 bonus. And the best part? There's no limit to how much you can earn! The more sales you close, the more bonuses you'll receive. ? What You'll Get: Competitive base salary plus unlimited bonus potential. Ongoing training and professional development opportunities. A supportive and collaborative work environment with room for growth and advancement. Ready to take your sales career to the next level and earn unlimited bonuses? Apply now to join our team as a Business Development Representative (BDR) and start making an impact today! To apply, please send your resume and a cover letter outlining your relevant experience and why you're the perfect fit for this role. #BusinessDevelopment #SalesRep #NowHiring #Bonus...
...platform, or an e-commerce platform. Please advise on what you think would work best, your experience in building such platforms, and its potential benefits. - Features: The website must support job posting/bidding, user profiles, and payment processing. Please outline how you plan to implement these and highlight any additional complimentary features you could include. - Design: Clean and minimalist, colorful and vibrant, or professional and corporate. I am open to all ideas, show your creativity and provide a plan for a design, including color schemes, layout, and UI/UX aspects. Ideal consultants should have a strong background in web development and design, show a proven track record of similar projects, and have excellent feedback from previous clients. Familiarity ...
As the client for this project, I'm seeking a talented UX/UI designer adept in improving both user experience and visual design. Objective: - The primary focus of this project is both enhancement of visual design and the overall user experience. Platform: - The UX/UI design aspects of the project are targetted for ...Ideal Skills and Experience: - A proven track record in UX/UI Design for the web platform. - Excellent understanding of the professional user psyche. - A creative and modern approach to design with usability in mind. - Proficient in tools such as Sketch, Adobe XD or Figma. - Experience in implementing responsive design is a plus. Your role will be to revamp the current design and bring a new level of interaction that will stir the interests of our professiona...
I'm looking for a professional freelancer to develop a solid business project. Some of the key aspects include: - Writing a detailed business plan - Creating a comprehensive financial forecast - Identifying the optimal target audience - Suggesting innovative marketing strategies - Offering a risk assessment and mitigation plan The ideal candidate should have extensive experience in business development and have a strong track record of creating successful business plans. They should be innovative, proactive, and able to think outside the box. Please include examples of past business projects you've worked on and their outcomes in your application.
As a business on the rise, we're looking to strengthen our presence on Instagram. Our ideal freelancer should be capable of: - Crafting engaging, brand-consistent content, - Actively engaging and conversing with our followers, - Conducting analytics and reporting to guide our Instagram growth strategy. A strong background in Social Media Management, particularly Instagram, is a must. Additio...followers, - Conducting analytics and reporting to guide our Instagram growth strategy. A strong background in Social Media Management, particularly Instagram, is a must. Additionally, having a knack for creative content creation and being adept in social media analytics will be immensely beneficial. Help us maximize our brand's potential, join us in taking our Instagram presence to th...
I need a well-designed PowerPoint deck for an upcoming interview. I will provide all the content you need to include, I just need it to be put together in a professional and corporate design. Key Requirements: - Professional and corporate design: The design of the PowerPoint should reflect a high level of professionalism. - Content Creation: I will provide the main content, including work experience, education background, and project highlights. You will need to format this information in an engaging and visually appealing manner. - Attention to Detail: The PowerPoint needs to be error-free and polished. - Quick Turnaround: I need this completed in a timely manner to prepare for my interview. Ideal Freelancer: - Proven experience in PowerPoint design, particularly in a professio...
I'm in search of a project coordinator with a background in team coordination and excel. The selected individual will be primarily responsible for planning and organizing a one time project, it will be plotting out some meetings and planninh some deadlines in excel. I'd like to ask them questions while they plan it out if possible! Key Requirements: - Strong Experience in Project Management: This is the most critical requirement. Experience in managing technology-related projects is highly preferred. - Strong Organizational and Time Management Skills: Ability to organize tasks efficiently and manage deadlines effectively. - Excellent Communication and Interpersonal Skills: Ability to communicate effectively with team members, stakeholders, and clients.
...with our branding and marketing goals. This includes promotional videos, how-to guides, and customer testimonials. CRM Integration: Assist in integrating email applications with our CRM system to streamline our marketing efforts and enhance customer service capabilities. Customer Service: Provide support in managing customer inquiries and feedback through our digital platforms, ensuring a high level of customer satisfaction. Role Overview: We are seeking a highly skilled Digital Marketing Specialist with a proven track record in creating and managing successful online advertising campaigns. This role is pivotal in driving phone inquiries and service requests through targeted Google Ads and social media campaigns. The ideal candidate will have experience in the HVAC industry...
I would like a logo to be designed for an property, home, commercial and flood insurance brokerage. I used another freelancer to assist in a business plan/ pitch deck. Deck is attached.
...consumption and environmental aspects at a property-level precision in an industrial setting. Key Job Responsibilities and Deliverables: - Design and develop an IoT device capable of monitoring, controlling and analyzing energy consumption and environmental management for an entire property. - Implement IoT solutions with MQTT, AWS, LoRaWan & Datalogger technologies. - Establish industrial process controls via IoT to enhance energy efficiency and environmental management. Ideal Freelancer Qualifications: - Proven experience in IoT device development, preferably within an industrial setting - Familiarity with MQTT, AWS, LoRaWan and Dataloggers - Proven track record in energy and environmental management - Ability to deliver accurate, property-level data precision. -...
Proofread and edit a 975 word article. Audience is a senior level executives in the fintech and banking sector. Change wording liberally as you see fit to make the article more sophisticated, avoiding cliches and unnecessary wording. Some comments are already added with track changes. The article could even be shortened. Seeking a final document without any track changes.